A: Really hard to answer your question about selling your house. My personal view is that the we are about two years into a bull market in property – and that the Sydney market (in general) probably has another year or so to run.

If your area has really run hard, given the lead times involved, you may be best to start preparing the property for sale now.

Next, I would separate discussion of your “investment vehicle”  from how you plan to invest. Given your ages and that you aren’t too far away from potentially accessing it, I would put the maximum amount into super. Once in super, how you invest it is a different question.

This will depend on a number of factors, including your return objectives, risk tolerance, financial situation, other investments, etc. Without this information, I can’t legally provide you with the personal advice to answer that question. That said, I would caution about being too conservative with your investments– most people at that age you quoted need to be planning on their superannuation monies lasting 35 to 40 years.

If you would like me to arrange for one of my financial planners to call you and potentially set up a time to meet, please let me know.