A: The income portfolio is there as a guide as to the process you might go through to construct a portfolio, given certain investment parameters.

Legally, I can’t offer you personal advice without a full understanding of your financial situation, investment objectives and particular needs. This includes advice of the sought requested in your question.

That said, Peter and my view remains that the market is well positioned to head up towards 6,000 this year – and that an allocation to Australian equities will suit many investors.