Question: I am now eligible to begin a pension within my SMSF. My husband, and only other trustee, will be eligible on 1 August 2018. Receiving the pension income is not a determining factor in what date we should each begin our pensions. Until July1 2017 we were both in TTR phase, but because we didn’t need to draw a pension we reverted to Accumulation. Both of us are now 60 years of age.