Increase your super balance with a Transition to Retirement ‘income swap strategy’

Paul-Rickard-headshot2
Co-founder of the Switzer Super Report
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A popular strategy used to increase your superannuation balance is to commence a Transition to Retirement (TTR) pension while working, allowing you to take a pension and salary sacrifice into super at the same time. Also known as the ‘income swap strategy’, this tax efficient way of improving your financial position is available to anyone who has reached 55 years and is not permanently retired.

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