The market has some hurdles to get over in the short-term, especially with the US election and fiscal cliff approaching. But it's a different story for the medium term.

As the US fiscal cliff looms with the winner of the presidential election still to be decided, the markets are entering a nervous end to 2012.

It's important to understand the 11 major sectors on the S&P/ASX 200 index in order to create a diversified stock portfolio. Here's an overview and outlook.

Stocks have sold-off in Australia following the drop in the US on Friday. But I'm not overly worried about this dip and here's why.

Here are the two big issues that will impact your self-managed super portfolio over the remainder of the year, as well as my response to Safety vs Negativity.