Investing for your kids or grandkids

Co-founder of the Switzer Report
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With Christmas fast approaching, the idea of investing for your kids or grandchildren may be something you have been considering. While it is unlikely to produce the same “under-the tree” reaction as unwrapping the latest hand held drone or the LOL Big Surprise, when they are a young adult, they should have something material to show for your gift. If the gift is shares or an insurance bond, they may also develop an ongoing interest in investment.


Minors (persons under the age of 18) are subject to special rules when it comes to taxation. The rules are designed to discourage adults from splitting their income and diverting it to their children.

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