The great income debate

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Key points

  • More and more people are starting to talk about, and offer a variety of options for, maintaining retirement incomes.
  • There are plenty of products available to manage this risk but retirees need to understand the pros and benefits of each kind of approach.
  • In a low interest rate environment, a reverse mortgage could offer one alternative for maintaining income.


It may have taken a visiting Nobel laureate Robert Merton to get debate about the superannuation system onto a more sensible track. He recently underlined the need to focus on potential retirement income rather than accumulated lump sums.

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