Thanks for the article on refreshing a SMSF Pension. As I understand it, the rules for how much of a pension is counted towards income for Seniors Health Care Card and maybe pension deeming are changing on 1/1/15.

It seems any pension started after that date has higher nominal income for these purposes.

Accordingly, would it be best to NOT refresh a pension after that date thus causing higher nominal income for these purposes or will refreshing a pension not affect these calculations?

Can you comment on possible adverse impacts relating to TLS dividends that will presumably be foregone in respect to TLS shares tendered into the off-market buyback?

How might this affect the arithmetic in your examples?

Paul, I am in pension phase in my SMSF.

I do not hold Telstra Shares direct except those held in ARG and AFI of which I have substantial holdings. As you say a ”no brainer” but I only have until COB tomorrow to do something.

It appears I would be eligible if I bought some Telstra by COB tomorrow. Could probably find 30k if a quick profit involved. Are my assumptions correct?

Hi, I bought some Telstra shares in SMSF (pension mode) for $5.20 each. Should I sell them in the Off-Market telstra Buyback?