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Recent Questions & Answers

Insurance bonds

Dear Paul,

Thank you for the Insurance Bond advice. With 3 children aged 12, 10, and 8, this really interests me.

I looked at the AMP option and found that their top international share exposure for the balanced and growth options was Phillip Morris. British American Tobacco is also in the top 5 or 6. Circa 3.5% of my child’s investment will be in tobacco companies, not something I support. Is their an insurance bond for a child aged over 10 that will not invest in tobacco companies?


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Deeming

Hi Tony, I believe that if you make a commutation from your ABP after 1/1/15 it is no longer “grandfathered” and will be subject to deeming. Is this correct?


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iShares Global Energy ETF (IXC)

I manage my share investments through Etrade and would like to invest in iShares Global Energy ETF (IXC), how do I do this?

What are the tax implications when investing in international ETFs?


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Santa rally

Hi Peter,

Are you feeling the pain like us? It is doubtful your santa rally will occur before Christmas. Have you still got your holdings and added to them as you encouraged us to do, or did you see something and sell before you went to the US?

When do you propose we should be buyers now?


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